Know the checklist before you begin.
Documents vary by lender and case. These are common starting checklists to help you organise your loan requirement.
Start with your basic profile papers.
Keep clear copies ready. Additional documents may be requested after profile review.
- PAN CardIdentity and tax reference document.
- Aadhaar / Address ProofCurrent valid residential address proof.
- Income ProofSalary slips or other accepted income documents as applicable.
- Bank StatementUsually last 3–6 months, subject to lender requirement.
- Employment / Business ProofAs applicable for your profile.
Need help organising documents?
Tell LDFC your loan type and profile. We will guide you on the practical first checklist.
Get Document AssistanceKeep your business profile clear.
Business funding depends heavily on banking, turnover and statutory documentation where applicable.
- PAN and AadhaarApplicant identity documents.
- Business Registration ProofEntity-specific proof such as GST, Udyam, incorporation or partnership documents.
- Business Bank StatementUsually recent business banking history as required by lender.
- GST / ITR / FinancialsWhere applicable, based on business type and lender requirement.
- Business Address ProofRent agreement, ownership proof, utility bill or other accepted proof.
Business document support
Start with core papers. Lender-specific requirements will depend on your business and product.
Get Document AssistanceApplicant plus vehicle paperwork.
Pre-owned vehicle funding needs both customer documents and eligible vehicle-related documents.
- PAN and AadhaarApplicant identity and address proof.
- Income and Bank DocumentsSalary documents / ITR and recent bank statement as applicable.
- Vehicle DocumentsRC, insurance, valuation and seller/dealer documents as required.
- Down Payment ProofWhere required by product/lender.
Vehicle requirement review
Vehicle year, valuation, seller type and documents can affect available options.
Get Document AssistanceProfile plus property documents.
Home loan documents depend on property type, seller/builder, ownership and loan purpose.
- Applicant KYC and Income ProofPAN, Aadhaar, income documents and bank statement.
- Property DocumentsSeller/builder documents, title papers, approvals and applicable property papers.
- Booking / Builder / Seller DetailsApplicable to the property type and transaction stage.
- Own Contribution DetailsDown-payment / source documents as required.
Property document guidance
Property legal and technical checks are lender-side processes. Start by keeping the basic papers clear.
Get Document AssistanceProperty-backed loan paperwork.
Property ownership, income profile and existing property finance details may be reviewed by lenders.
- Applicant KYC and Income ProofPAN, Aadhaar, income documents and banking.
- Property Ownership DocumentsTitle, tax, approvals and other property papers as applicable.
- Existing Loan DetailsExisting property loan statement if applicable.
- Business / Personal Purpose SupportAdditional documents may be required based on purpose and lender policy.
Property-backed funding guidance
Get a practical initial view before sharing property documents for lender process.
Get Document AssistanceNeed a clear checklist?
Share your loan requirement. LDFC will guide you on the basic documents to keep ready for the next step.